Firstly - Load funds to your card.
Your card will dynamically SWAP into the 'in-country' currency at the ATM, or when you spend, but this does carry a small charge from the MasterCard Institutional rate that we get.**
If you want the true exchange rate* - Select 'SWAP' in the app - In the SWAPX Exchange you will matched automatically at the true interbank exchange rate.
If you want to spend in any other currency worldwide - just use your card and SWAPX will do the rest.
Load your card - and you're all set.
Hit it up contactless, or just use your card at the ATM or Point of Sale and the SWAPNOW** will complete automatically into the currency you need from the currency you have available on your card.
Using SWAPX for your travel money and getting the best rate available means you will be beating the High Street by approximately 4% and airport kiosks by up to 8%.
Use your prepaid Mastercard everywhere Mastercard debit cards are accepted and keep track of your spending through the app.
SWAPX TOP TIP! - When using your card abroad at the ATM or when you buy something, you may be given the choice to pay or be billed in the local currency or GBP - ALWAYS choose the local currency option.
Splitting the bill? Send money to other SWAPX card holders. It's all done through the app and the money is available instantly.
It's free to SWAP currency in the SWAPX Exchange in Euros or GBP.* Or your card will dynamically swap for the currency you require 'in-country' when you use your card.**
If you're part of a membership group, club or association then sign-up for a SWAPX group account and start taking advantage of all our great group SWAP benefits.
If you're part of a membership group, when you travel and spend with SWAPX you get rewarded every time you use your card.
Your SWAPX Prepaid Mastercard® is super secure. Our app and web portal provide you with the same high level of security you've come to expect when managing your bank accounts online.
Controlling your card from your app is easy - and should you ever lose your card then use the app to report it lost or stolen and block it right away.